The state of California has strict policies for people charged with a DUI and DUI auto insurance policies must meet the guidelines specified by the state. If you are convicted of drinking and driving you will be required to have high risk coverage or a SR-22 policy. You are required to report to your insurance company if you are charged and convicted of driving under the influence. Most companies typically check the driving records about every two years, so if you do not report the charge you will most likely be dropped from the policy.
Many states, including California require DUI offenders to carry an SR-22 policy through their auto coverage company before you can apply to get your drivers license back. If you have a DUI conviction, vehicle coverage providers can provide you with an SR-22 form, which helps to get the suspension of your drivers license removed.
Companies providing coverage are required to notify the California DMV if your policy is cancelled for any reason. You will be required to show proof of DUI auto insurance for usually five years, so it is important to make payments on time to avoid the company discontinuing your policy. The time for a rate reduction varies; however, it is typically three years before the policy rates are lowered.
California laws also require people with a drinking and driving conviction to carry additional liability coverage as well as the SR-22 bond for about three years following the DUI conviction. Anyone charged and convicted of a DUI in California, usually means the charge remains on your record for ten years, however, if you maintain a good record with the company providing coverage, they have the option of lower your rate between three and five years after the charges.
You can expect your drivers license to be taken as soon as you are arrested for the DUI, so in order to get them back quicker, you need to call your current company to make sure they have a SR-22 bond available. Many companies may not have this option, so you may need to change companies.
It is also important to keep in mind that if you are late on your payment to the insurance company, they can drop the DUI auto insurance.
Many states, including California require DUI offenders to carry an SR-22 policy through their auto coverage company before you can apply to get your drivers license back. If you have a DUI conviction, vehicle coverage providers can provide you with an SR-22 form, which helps to get the suspension of your drivers license removed.
Companies providing coverage are required to notify the California DMV if your policy is cancelled for any reason. You will be required to show proof of DUI auto insurance for usually five years, so it is important to make payments on time to avoid the company discontinuing your policy. The time for a rate reduction varies; however, it is typically three years before the policy rates are lowered.
California laws also require people with a drinking and driving conviction to carry additional liability coverage as well as the SR-22 bond for about three years following the DUI conviction. Anyone charged and convicted of a DUI in California, usually means the charge remains on your record for ten years, however, if you maintain a good record with the company providing coverage, they have the option of lower your rate between three and five years after the charges.
You can expect your drivers license to be taken as soon as you are arrested for the DUI, so in order to get them back quicker, you need to call your current company to make sure they have a SR-22 bond available. Many companies may not have this option, so you may need to change companies.
It is also important to keep in mind that if you are late on your payment to the insurance company, they can drop the DUI auto insurance.
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You can visit the website http://www.duiinsurancecalifornia.net for more helpful information about DUI Auto Insurance, California.
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